{"schema":"https://ver.cy/schemas/card/1.0.0","id":"vr.tr.benefit","code":"thing-benefit","url":"https://ver.cy/models/thing/benefit/","name":"benefit","alternateNames":["stock option","cost-of-living benefit","death benefit","advance death benefit","viatical settlement","disability benefit","sick benefit","sickness benefit","fringe benefit","perquisite","perk","appanage"],"kind":"thing","status":"published","version":"0.2.0-wave.1","language":"en","classifiers":{"family":"Thing Registry","category":"Society, people and institutions","entryKind":"noun.possession","plane":"SOC","domain":["SOC.ECO"],"industry":[],"navPath":"","tags":[],"facets":{"substance":"social","origin":"conceptual","agency":"inert","mobility":"not-applicable","scale":"not-applicable","affordances":["observable"]}},"whatItIs":"Financial assistance paid in time of need, such as social security benefits for unemployment, disability, sickness or cost of living, insurance death benefits, and employee benefits.","purpose":"Let an agent explain benefits factually by type, eligibility, application and rights, routing people to official services and free advice, without personal financial advice.","scope":{"in":[],"out":[],"boundaries":[]},"distinguishingFeatures":["Payment in time of need","Public, insurance or employer-provided","Eligibility rules apply","Decisions can be challenged"],"structure":{"bundles":[{"id":"type","name":"Type","description":"Which benefit.","layers":[{"id":"kind","name":"Kind","description":"Public or private.","findings":[{"id":"kind-finding","name":"Kind","description":"Benefit type.","questions":[{"text":"What kind of benefit is meant?","kind":"definition"},{"text":"Who pays it?","kind":"provenance"}]}]},{"id":"eligibility","name":"Eligibility","description":"Who qualifies.","findings":[{"id":"eligibility-finding","name":"Eligibility","description":"Eligibility.","questions":[{"text":"What are the official eligibility rules?","kind":"provenance"},{"text":"Where can eligibility be checked?","kind":"action"}]}]}]},{"id":"applying","name":"Applying","description":"Process.","layers":[{"id":"process","name":"Process","description":"Official channel.","findings":[{"id":"process-finding","name":"Process","description":"Application.","questions":[{"text":"How is the benefit claimed through the official service?","kind":"action"},{"text":"What evidence is needed?","kind":"definition"}]}]},{"id":"timing","name":"Timing","description":"Deadlines.","findings":[{"id":"timing-finding","name":"Timing","description":"Deadlines.","questions":[{"text":"Are there deadlines or backdating limits?","kind":"measurement"},{"text":"How long does a decision take?","kind":"measurement"}]}]}]},{"id":"rights","name":"Rights","description":"Challenging decisions.","layers":[{"id":"appeal","name":"Appeal","description":"Review.","findings":[{"id":"appeal-finding","name":"Appeal","description":"Appeals.","questions":[{"text":"How can a decision be reviewed or appealed?","kind":"action"},{"text":"Within what time?","kind":"measurement"}]}]},{"id":"advice","name":"Advice","description":"Free help.","findings":[{"id":"advice-finding","name":"Advice","description":"Free advice.","questions":[{"text":"Where can someone get free, independent benefits advice?","kind":"action"},{"text":"Is the situation urgent?","kind":"boundary"}]}]}]},{"id":"safety","name":"Safety","description":"Scams and limits.","layers":[{"id":"scams","name":"Scams","description":"Impersonation.","findings":[{"id":"scams-finding","name":"Scams","description":"Scams.","questions":[{"text":"Is a message claiming to be from a benefits agency genuine?","kind":"boundary"},{"text":"How can it be verified independently?","kind":"action"}]}]},{"id":"limits","name":"Limits","description":"No personal advice.","findings":[{"id":"limits-finding","name":"Limits","description":"Advice limit.","questions":[{"text":"Is the user asking for personal financial advice?","kind":"boundary"},{"text":"How should the agent refer them?","kind":"action"}]}]}]}]},"agentConduct":{"may":["Explain benefit eligibility rules in general terms from official sources.","Help a person gather documents and track deadlines for a claim on their request."],"mustNot":["Submit or change a benefit claim without the claimant's decision.","Give false information to obtain a benefit.","Share claimants' data beyond those entitled to see it.","Stigmatise people who receive benefits."],"requiresHuman":["Submitting claims, appeals or changes of circumstance.","Decisions to stop or reduce a person's benefits."]},"ethics":{"considerations":["Benefits keep people out of destitution; errors can leave them without food or housing.","Automated decisions on benefits have wrongly cut off vulnerable people."],"affectedParties":["Claimants and their households","Disabled and sick people","Taxpayers"]},"owners":{"steward":"The paying authority or insurer; the claimant holds the entitlement.","roles":[],"masterSystems":["Social security agency records"]},"relations":[{"target":"oewn-13299398-n","type":"parent","note":"registry parent class"},{"target":"financial assistance","type":"related","note":"category"},{"target":"social security agency or insurer","type":"related","note":"payer"},{"target":"social security law","type":"related","note":"law"},{"target":"pension","type":"related","note":"old-age benefit"}],"interaction":{"identity":{"applicability":"required","items":["Vercy registry: vr.tr.benefit","Open English WordNet: oewn-13317922-n"]},"properties":{"applicability":"not-applicable","items":[]},"recognition":{"applicability":"optional","items":["Official benefit names by country","Award and decision letters","Employee benefits such as stock options are a different context","Payments, award letters and application forms."]},"capabilities":{"applicability":"required","items":["find which benefits may apply","apply through official channels","challenge decisions","get free benefits advice"]},"hazards":{"applicability":"required","items":["Missing entitlement","Scams impersonating benefit agencies","Agents giving personal financial advice"]},"interfaces":{"applicability":"required","items":["ILO Social Security (Minimum Standards) Convention 102","National social security law","EU coordination rules for mobile workers"]},"context":{"applicability":"required","items":["Supporting people through hardship, illness, disability, unemployment and old age.","unemployment benefits","disability and sickness benefits","cost-of-living and income support","insurance benefits such as death benefits","employee benefits"]}},"sources":[{"title":"Open English WordNet 2024, synset oewn-13317922-n","url":"https://en-word.net/id/oewn-13317922-n","note":"sense and gloss of the concept"},{"title":"Wiktionary: benefit","url":"https://en.wiktionary.org/wiki/benefit","note":"word senses and usage"}],"openQuestions":["Should benefit types be separate entries?","How should official services be localised?","How should employee benefits be split off?"],"resources":{"spec":"/models/things/publications/thing-benefit/spec.json"},"provenance":{"origin":"thing registry research (pass 2)","builtFrom":["models/things/publications/thing-benefit/spec.json"],"providers":["Claude"],"researchStatus":"unreviewed","generatedAt":"2026-09-11T08:23:29Z","builder":"tools/build_cards.py@1.0.0"},"completeness":{"sections":{"classifiers":"filled","whatItIs":"filled","purpose":"filled","distinguishingFeatures":"filled","structure":"filled","agentConduct":"filled","ethics":"filled","owners":"filled","relations":"filled","interaction.identity":"filled","interaction.properties":"not-applicable","interaction.recognition":"filled","interaction.capabilities":"filled","interaction.hazards":"filled","interaction.interfaces":"filled","interaction.context":"filled","sources":"filled"},"notes":{"_gate":"Published through the thing publication gate 1.0 on 2026-10-07T12:16:27+00:00: completeness 1.00; sense: WordNet gloss; 2 live sources; review by codex: pass","interaction.properties":"Plane SOC: no invented physical properties."},"score":1.0}}