{"schema":"https://ver.cy/schemas/card/1.0.0","id":"vr.tr.funds","code":"thing-funds","url":"https://ver.cy/models/thing/funds/","name":"funds","alternateNames":["finances","monetary resource","cash in hand","pecuniary resource","purse strings","bankroll","roll","pocket","treasury","exchequer","money supply","public treasury"],"kind":"thing","status":"published","version":"0.2.0-wave.1","language":"en","classifiers":{"family":"Thing Registry","category":"Society, people and institutions","entryKind":"noun.possession","plane":"SOC","domain":["SOC.ECO"],"industry":[],"navPath":"","tags":[],"facets":{"substance":"social","origin":"conceptual","agency":"inert","mobility":"not-applicable","scale":"not-applicable","affordances":["observable"]}},"whatItIs":"Assets in the form of money, available for use, such as cash in hand, balances, budgets and pooled money for a purpose.","purpose":"Let an agent handle funds by owner, amount, currency, purpose and restrictions, and never move money on anyone behalf.","scope":{"in":[],"out":[],"boundaries":[]},"distinguishingFeatures":["Money available for use","May be restricted to purposes","Owner and control matter","Investment funds are a different sense"],"structure":{"bundles":[{"id":"amount","name":"Amount","description":"How much.","layers":[{"id":"balance","name":"Balance","description":"Available.","findings":[{"id":"balance-finding","name":"Balance","description":"Available funds.","questions":[{"text":"How much is available, in which currency?","kind":"measurement"},{"text":"As of when?","kind":"provenance"}]}]},{"id":"owner","name":"Owner","description":"Control.","findings":[{"id":"owner-finding","name":"Owner","description":"Ownership and control.","questions":[{"text":"Who owns and controls the funds?","kind":"provenance"},{"text":"Who can authorise spending?","kind":"boundary"}]}]}]},{"id":"purpose","name":"Purpose","description":"What for.","layers":[{"id":"restrictions","name":"Restrictions","description":"Conditions.","findings":[{"id":"restrictions-finding","name":"Restrictions","description":"Restrictions.","questions":[{"text":"Are the funds restricted to a purpose?","kind":"boundary"},{"text":"By whom?","kind":"provenance"}]}]},{"id":"budget","name":"Budget","description":"Allocation.","findings":[{"id":"budget-finding","name":"Budget","description":"Budget allocation.","questions":[{"text":"How are funds allocated?","kind":"definition"},{"text":"How is spending tracked?","kind":"action"}]}]}]},{"id":"control","name":"Control","description":"Safeguards.","layers":[{"id":"authorisation","name":"Authorisation","description":"Approvals.","findings":[{"id":"authorisation-finding","name":"Authorisation","description":"Approval rules.","questions":[{"text":"Who must approve spending?","kind":"provenance"},{"text":"Has the user explicitly authorised any transfer?","kind":"boundary"}]}]},{"id":"audit","name":"Audit","description":"Checks.","findings":[{"id":"audit-finding","name":"Audit","description":"Audit.","questions":[{"text":"Are the funds audited?","kind":"provenance"},{"text":"What did the audit find?","kind":"provenance"}]}]}]},{"id":"risk","name":"Risk","description":"Fraud and scams.","layers":[{"id":"fraud","name":"Fraud","description":"Signs.","findings":[{"id":"fraud-finding","name":"Fraud","description":"Fraud signs.","questions":[{"text":"Does a request to move funds show fraud signs?","kind":"boundary"},{"text":"How should it be verified?","kind":"action"}]}]},{"id":"reporting","name":"Reporting","description":"Where to report.","findings":[{"id":"reporting-finding","name":"Reporting","description":"Reporting.","questions":[{"text":"Where should suspected fraud be reported?","kind":"action"},{"text":"How quickly?","kind":"boundary"}]}]}]}]},"agentConduct":{"may":["Report balances and budgets from accounts it is authorized to read.","Prepare payments or allocations for a human to approve."],"mustNot":["Move, spend or withdraw funds without the account holder's authorization.","Use funds raised for one purpose for another without the donors' or members' consent.","Hide the source of funds or help disguise their origin.","Disclose a person's balances to people not entitled to know them."],"requiresHuman":["Any payment or transfer of funds.","Changing who may spend from a pooled fund."]},"ethics":{"considerations":["Money held for a purpose, such as a charity or pension fund, is held in trust for others.","Misused funds harm the people who contributed and those meant to benefit."],"affectedParties":["Account holders and contributors","Intended beneficiaries"]},"owners":{"steward":"The account holder or the trustees of a pooled fund; the bank holds the account record.","roles":[],"masterSystems":["Bank and payment account records"]},"relations":[{"target":"oewn-13350663-n","type":"parent","note":"registry parent class"},{"target":"assets","type":"related","note":"money"},{"target":"money","type":"related","note":"medium"},{"target":"payment","type":"related","note":"use"},{"target":"investment fund","type":"related","note":"collective investment"}],"interaction":{"identity":{"applicability":"required","items":["Vercy registry: vr.tr.funds","Open English WordNet: oewn-13377127-n"]},"properties":{"applicability":"not-applicable","items":[]},"recognition":{"applicability":"optional","items":["Account balances","Budget lines and fund statements","Restricted funds in charity accounts","Balances in accounts, budgets and cash."]},"capabilities":{"applicability":"required","items":["hold and allocate funds","budget and track spending","restrict funds to purposes","audit their use"]},"hazards":{"applicability":"required","items":["Misuse of restricted funds","Fraud","Agents moving money without authority"]},"interfaces":{"applicability":"required","items":["Accounting rules on restricted funds","Public finance rules on appropriations","Anti-money-laundering law"]},"context":{"applicability":"required","items":["Paying for things and pursuing purposes.","cash and bank balances","budgets","restricted and unrestricted funds","grants and appropriations"]}},"sources":[{"title":"Open English WordNet 2024, synset oewn-13377127-n","url":"https://en-word.net/id/oewn-13377127-n","note":"sense and gloss of the concept"},{"title":"Wiktionary: funds","url":"https://en.wiktionary.org/wiki/funds","note":"word senses and usage"}],"openQuestions":["Should restricted funds be a separate entry?","How should investment funds be split off?","How should agents handle requests to move funds?"],"resources":{"spec":"/models/things/publications/thing-funds/spec.json"},"provenance":{"origin":"thing registry research (pass 2)","builtFrom":["models/things/publications/thing-funds/spec.json"],"providers":["Claude"],"researchStatus":"unreviewed","generatedAt":"2026-09-11T06:25:11Z","builder":"tools/build_cards.py@1.0.0"},"completeness":{"sections":{"classifiers":"filled","whatItIs":"filled","purpose":"filled","distinguishingFeatures":"filled","structure":"filled","agentConduct":"filled","ethics":"filled","owners":"filled","relations":"filled","interaction.identity":"filled","interaction.properties":"not-applicable","interaction.recognition":"filled","interaction.capabilities":"filled","interaction.hazards":"filled","interaction.interfaces":"filled","interaction.context":"filled","sources":"filled"},"notes":{"_gate":"Published through the thing publication gate 1.0 on 2026-10-07T12:16:27+00:00: completeness 1.00; sense: WordNet gloss; 2 live sources; review by codex: pass","interaction.properties":"Plane SOC: no invented physical properties."},"score":1.0}}