{"schema":"https://ver.cy/schemas/card/1.0.0","id":"vr.wm-per-015","code":"wm-per-015-reputation-trust-assessment","url":"https://ver.cy/models/wm-per-015-reputation-trust-assessment/","name":"Reputation / Trust Assessment","alternateNames":[],"kind":"world-model","status":"todo","version":"unversioned","language":"en","classifiers":{"family":"World Models","category":"Society, people and institutions","entryKind":"standalone-mm","plane":"","domain":["SOC.PER.TRU"],"industry":["Cross-industry"],"navPath":"NAV.SOC.PER.TRU","tags":["reputation","trust","assessment","soc.per.tru"],"facets":{}},"whatItIs":"A reputation or trust assessment is a recorded judgement by an identified issuer about how far a person or party can be trusted for a stated purpose, based on evidence such as transactions, reviews, verified credentials or conduct, with a lifecycle that allows correction and appeal. It is a scoped, evidence-backed assessment, not a general social score, and differs from a credential, which attests a fact rather than rating trust.","purpose":"Evidence-based assessment with issuer and appeal lifecycle","scope":{"in":[],"out":[],"boundaries":[]},"distinguishingFeatures":["Scoped to a stated purpose and issuer, unlike a general social score.","A judgement built on evidence, unlike a credential or attestation of a single fact.","Has a lifecycle with expiry, correction and appeal.","Distinct from the person or party it is about and from individual reviews that feed it."],"structure":{"bundles":[{"id":"PER015-B1","name":"Scope and issuer","description":"Who assesses whom and for what.","layers":[{"id":"PER015-B1-L1","name":"Assessment frame","description":"Subject, purpose and issuer.","findings":[{"id":"PER015-F01","name":"Purpose and scope","description":"The purpose and context for which trust is assessed.","questions":[{"text":"For which purpose and context is the trust assessment made?","id":"PER015-Q01"},{"text":"Is its use limited to that purpose, and by what rule?","id":"PER015-Q02"}]},{"id":"PER015-F02","name":"Issuer and method","description":"The issuing party and the method it applied.","questions":[{"text":"Who issued the assessment, and under what published method?","id":"PER015-Q03"},{"text":"Was the assessment automated, human or both?","id":"PER015-Q04"}]}]}]},{"id":"PER015-B2","name":"Evidence and result","description":"What the judgement rests on.","layers":[{"id":"PER015-B2-L1","name":"Evidence base","description":"The facts and signals used.","findings":[{"id":"PER015-F03","name":"Evidence items","description":"The records used, with dates and sources.","questions":[{"text":"Which records and signals were used, and how old are they?","id":"PER015-Q05"},{"text":"Were any sensitive characteristics used directly or by proxy?","id":"PER015-Q06"}]},{"id":"PER015-F04","name":"Result and validity","description":"The score or rating and how long it holds.","questions":[{"text":"What rating or level was given, and on what scale?","id":"PER015-Q07"},{"text":"When does the assessment expire or need renewal?","id":"PER015-Q08"}]}]}]},{"id":"PER015-B3","name":"Contest and correction","description":"How the subject can challenge it.","layers":[{"id":"PER015-B3-L1","name":"Appeal lifecycle","description":"Notice, dispute and correction.","findings":[{"id":"PER015-F05","name":"Notice and appeal","description":"Whether the subject was informed and can contest.","questions":[{"text":"Was the subject told about the assessment and its main reasons?","id":"PER015-Q09"},{"text":"Which appeals or corrections have been filed, and with what outcome?","id":"PER015-Q10"}]}]}]}]},"agentConduct":{"may":["Retrieve an assessment with its issuer, purpose, method and date.","Explain the main factors behind an assessment to the subject.","Record disputes and route them to the issuer.","Flag assessments that are expired or used outside their stated purpose."],"mustNot":["Build general-purpose social scores of people.","Use protected characteristics or their proxies to rate trust.","Make legally or similarly significant decisions about a person solely from an automated score.","Reuse an assessment for a purpose its issuer did not state.","Publish a person's assessment beyond those entitled to see it."],"requiresHuman":["Decisions with legal or similarly significant effect on the subject.","Resolving an appeal against an assessment."]},"ethics":{"considerations":["Trust scores can lock people out of work, housing, credit or platforms, often without them knowing.","Biased evidence or methods reproduce discrimination at scale.","Fake reviews and manipulation can destroy or inflate reputations unfairly."],"affectedParties":["People and parties being assessed","Parties relying on assessments","Issuers and platforms"]},"owners":{"steward":"The issuer that defines the method, makes the assessment and handles appeals.","roles":[],"masterSystems":["Reputation or review platform database","Risk and trust decisioning system"]},"relations":[{"target":"WM-PER-001","type":"parent"}],"interaction":{"identity":{"applicability":"required","items":["Identified by the issuer's assessment identifier, the subject's identifier and the assessment date.","Verifiable forms may be expressed as signed credentials with a credential identifier."]},"properties":{"applicability":"not-applicable","items":[]},"recognition":{"applicability":"optional","items":["Marked by a subject, an issuer, a purpose, a rating and a date.","Often confused with a credential, an individual review or a credit report."]},"capabilities":{"applicability":"required","items":["Can be issued, updated, expired, disputed and corrected.","Can be shared with relying parties under the subject's consent or a legal basis."]},"hazards":{"applicability":"required","items":["Unfair exclusion from services through wrong or stale assessments.","Manipulation through fake reviews or sybil accounts."]},"interfaces":{"applicability":"required","items":["W3C Verifiable Credentials Data Model for portable signed assessments.","ISO 20488 for online consumer reviews.","Data subject access and objection procedures under data protection law."]},"context":{"applicability":"required","items":["Used on marketplaces, sharing platforms, supplier vetting and online communities.","Automated decisions and certain scoring uses are restricted by data protection and AI law."]}},"sources":[{"title":"Regulation (EU) 2016/679 General Data Protection Regulation, Article 22, European Union"},{"title":"Regulation (EU) 2024/1689 Artificial Intelligence Act, European Union"},{"title":"ISO 20488 Online consumer reviews - Principles and requirements, International Organization for Standardization"}],"openQuestions":["Planned model: boundary questions, research and every section remain to be written."],"resources":{"spec":"https://ver.cy/models/wm-per-015-reputation-trust-assessment/spec.yaml","agents":"https://ver.cy/models/wm-per-015-reputation-trust-assessment/AGENTS.md"},"provenance":{"origin":"planned (registry candidate)","builtFrom":["models/runtime-index.json","ver-cy/world-models/card-supplements/wm-per-015-reputation-trust-assessment.json"],"providers":[],"researchStatus":"todo","generatedAt":"","builder":"tools/build_cards.py@1.0.0"},"completeness":{"sections":{"classifiers":"filled","whatItIs":"filled","purpose":"filled","distinguishingFeatures":"filled","structure":"filled","agentConduct":"filled","ethics":"filled","owners":"filled","relations":"filled","interaction.identity":"filled","interaction.properties":"not-applicable","interaction.recognition":"filled","interaction.capabilities":"filled","interaction.hazards":"filled","interaction.interfaces":"filled","interaction.context":"filled","sources":"filled"},"notes":{"_":"Planned entry, hidden from the catalogue until researched.","interaction.properties":"The subject is an institutional or informational record with no physical quantities of its own.","_supplement":"Sections authored in card supplement 1.0.0 by Claude (Opus 5.5) (2026-10-06, unreviewed). Written from the card's existing content and established practice in the field; no new sources were read. Unreviewed."},"score":1.0}}