{ "model": { "rank": 7273, "code": "thing-q1148747", "model_id": "vr.tr.payment", "name": "payment", "purpose": "Let an agent explain payment methods and rules, help track and reconcile payments, address failed or disputed payments, and separate ceremonial and symbolic senses of payment and tribute, without initiating payments itself.", "family": "Thing Registry", "category": "Activities and processes", "status": "research-draft", "kind": "thing", "plane": "ACT", "domain": "ACT.ACT", "industry": "", "version": "", "url": "/models/thing/q1148747/", "tier": 2, "score": 56, "payload": { "layer": "wikidata", "aliases": [ "flower tribute", "chiles en nogada", "property restitution", "just compensation", "Māori repatriation", "national annuity(Taiwan)", "gross premiums written", "Trésor royal", "royalties", "inzei", "recording artist royalties", "Public Lending Right", "residual", "remuneration", "illegal income", "Truck wages", "Batta", "tribute", "cum tribute", "Boalache", "internal colonialism", "protection money", "yantar", "Yasak", "unemployment benefit", "writ of payment", "cash flow", "environmental charge", "stipend", "solidarity payment", "credit card payment", "restitution", "tax payment in kind", "earnings-related unemployment allowance", "insurance benefit", "installment", "flat rate", "subscription", "parental insurance in Sweden", "money transfer" ], "aliasCount": 100, "merged": 101, "knownIn": 56, "facets": null, "markers": [], "lexicalClass": "", "senseRank": null, "alsoRegisteredAs": "vr.tr.payment-act", "source": { "dataset": "wikidata", "item": "Q1148747", "url": "https://www.wikidata.org/wiki/Q1148747", "license": "CC0 1.0" } }, "research": { "vercy": "1.0-draft", "publication": { "status": "research-draft", "adjudicationStatus": "unreviewed", "publishableCanonical": false, "generatedAt": "2026-09-11T19:32:26Z", "providers": [ "Claude" ], "breadth": "written by Claude from model knowledge without web access - no source was read, every claim is a lead to verify", "pass": 2, "wave": 2, "engine": "claude" }, "metaModel": { "id": "THING-Q1148747", "registryId": "vr.tr.payment", "name": "payment", "version": "0.2.0-wave.2", "entryKind": "thing", "family": "Thing Registry", "domain": [ "ACT.ACT" ], "status": "research-draft" }, "canonicalUrl": "https://ver.cy/models/thing/q1148747/", "model": { "registry_id": "vr.tr.payment", "name": "payment", "purpose": "Let an agent explain payment methods and rules, help track and reconcile payments, address failed or disputed payments, and separate ceremonial and symbolic senses of payment and tribute, without initiating payments itself.", "definition": "The transfer of money or value from a payer to a payee in exchange for goods, services or to settle an obligation, by cash, card, bank transfer, digital wallet or other means, including compensation, restitution and annuity payments; payments are governed by contract, consumer and payment services law.", "what_it_is_for": "Settling obligations and exchanging value.", "affordances": [ "explain payment methods and their protections", "track and reconcile payments", "handle failed or disputed payments", "explain compensation and restitution payments in general terms" ], "distinguishing_features": [ "Value transfer", "Settles obligations", "Many methods", "Legally regulated" ], "appearance": "Not physical; transactions, receipts and statements.", "visual_identification": [ "Transfer of value between parties", "Receipts and confirmations", "A gift is not a payment for an obligation" ], "physical_properties": [], "families_and_kinds": [ "cash and card payments", "bank transfers and direct debits", "digital and mobile payments", "compensation, restitution and annuity payments", "symbolic and ceremonial tributes (separate sense)" ], "related_models": [ { "relation": "is a kind of", "target": "financial transaction", "why": "category" }, { "relation": "includes", "target": "due", "why": "membership payments" }, { "relation": "is related to", "target": "demurrage", "why": "charges paid" }, { "relation": "is regulated by", "target": "payment services law", "why": "law" } ], "identifiers": [], "standards_and_regulation": [ "Payment services regulations such as PSD2", "Consumer protection on card and online payments", "Anti-money laundering rules" ], "failure_modes_and_hazards": [ "Payment fraud and scams", "Failed or duplicated payments", "Agents initiating payments without authority" ], "in_scope": [], "out_of_scope": [], "characteristics": [] }, "sources": [], "structure": { "bundles": [ { "id": "methods", "name": "Methods", "description": "Ways to pay.", "rationale": "Protections differ.", "layers": [ { "id": "choose", "name": "Choose", "description": "Choosing a method.", "findings": [ { "id": "choose-finding", "name": "Choose", "description": "Method choice.", "questions": [ { "text": "Which payment method suits this transaction, and what protections does it carry?", "kind": "definition" }, { "text": "What fees and timing apply?", "kind": "measurement" } ] } ] }, { "id": "limits", "name": "Limits", "description": "Agent limits.", "findings": [ { "id": "limits-finding", "name": "Limits", "description": "Limits.", "questions": [ { "text": "Is the user asking the agent to make or authorise a payment?", "kind": "boundary" }, { "text": "How should the agent explain that it cannot transfer funds or enter payment details?", "kind": "action" } ] } ] } ] }, { "id": "track", "name": "Track", "description": "Tracking payments.", "rationale": "Records matter.", "layers": [ { "id": "status", "name": "Status", "description": "Payment status.", "findings": [ { "id": "status-finding", "name": "Status", "description": "Status.", "questions": [ { "text": "Has this payment been sent, received or settled, according to the records?", "kind": "provenance" }, { "text": "How long should it take?", "kind": "measurement" } ] } ] }, { "id": "reconcile", "name": "Reconcile", "description": "Reconciliation.", "findings": [ { "id": "reconcile-finding", "name": "Reconcile", "description": "Reconciliation.", "questions": [ { "text": "Do the payments match the invoices and statements?", "kind": "measurement" }, { "text": "Which discrepancies need investigation?", "kind": "action" } ] } ] } ] }, { "id": "problems", "name": "Problems", "description": "Failed and disputed payments.", "rationale": "Act quickly.", "layers": [ { "id": "fraud", "name": "Fraud", "description": "Suspected fraud.", "findings": [ { "id": "fraud-finding", "name": "Fraud", "description": "Fraud.", "questions": [ { "text": "Does this payment request show signs of fraud or a scam?", "kind": "boundary" }, { "text": "Should the bank be contacted and the payment reported now?", "kind": "action" } ] } ] }, { "id": "dispute", "name": "Dispute", "description": "Disputes and refunds.", "findings": [ { "id": "dispute-finding", "name": "Dispute", "description": "Disputes.", "questions": [ { "text": "How can a failed, duplicated or disputed payment be resolved with the provider?", "kind": "provenance" }, { "text": "Which chargeback or ombudsman routes apply?", "kind": "provenance" } ] } ] } ] }, { "id": "senses", "name": "Senses", "description": "Other payments.", "rationale": "Distinct senses.", "layers": [ { "id": "compensation", "name": "Compensation", "description": "Compensation and restitution.", "findings": [ { "id": "compensation-finding", "name": "Compensation", "description": "Compensation.", "questions": [ { "text": "What are just compensation, property restitution and annuity payments in this context?", "kind": "definition" }, { "text": "Is the user asking for legal advice on a claim?", "kind": "boundary" } ] } ] }, { "id": "symbolic", "name": "Symbolic", "description": "Tributes.", "findings": [ { "id": "symbolic-finding", "name": "Symbolic", "description": "Tributes.", "questions": [ { "text": "Is a symbolic tribute or ceremonial offering meant rather than a financial payment?", "kind": "boundary" }, { "text": "Which entry fits?", "kind": "action" } ] } ] } ] } ] }, "openQuestions": [ "Should each payment method be a separate entry?", "How should dispute processes be localised?", "How should restitution senses be split?" ], "statistics": { "bundles": 4, "layers": 8, "findings": 8, "questions": 16 } }, "draft": { "generator": "vr.draft.v3", "status": "draft-generated", "researched": false, "archetype": "abstract concept", "method": "Written from the archetype playbook - what this kind of thing needs beyond identity and provenance - and from the structure that recurred across 6,333 models already researched by two engines. Applied to this entry by rule. No source was read for this thing and no claim here is researched. This entry carries no facets of its own, so they were inferred from its domain - a guess about a whole domain applied to one thing.", "facetsInferred": true, "nextPass": "A researcher replaces this draft with a sourced specification. Treat every sentence below as a proposal to argue with.", "purpose": "Give an agent a durable, checkable way to recognise a payment, record what state it is in, and decide what may be done with it.", "whatItIs": "Let an agent explain payment methods and rules, help track and reconcile payments, address failed or disputed payments, and separate ceremonial and symbolic senses of payment and tribute, without initiating payments itself.", "characteristics": { "substance": "activity", "origin": "conceptual", "agency": "inert" }, "whatYouCanDoWithIt": [ "observed and measured" ], "distinguishingFeatures": [ "Names folded into this entry, which a task may need to split apart again: flower tribute, chiles en nogada, property restitution, just compensation, Māori repatriation, national annuity(Taiwan), gross premiums written, Trésor royal, royalties, inzei, recording artist royalties, Public Lending Right.", "101 finer distinctions are held as aliases rather than separate entries, because telling them apart needs a task that asks for it.", "Described in 56 Wikipedia languages, which is a measure of how widely the thing is known, not of how important it is." ], "openQuestionsForResearch": [ "Which of the bundles below does a real task actually need, and which are ceremony?", "What does this thing have that the facets do not capture at all?", "Which neighbouring kind is most often confused with a payment, and on what evidence are they told apart?" ], "whatItIsMadeOf": "something that happens over time", "physicalCharacter": [ "Does nothing on its own; everything it does, something else did to it.", "These come from the domain this entry sits in rather than from the entry itself, so treat them as a first guess about the whole domain applied to one thing." ], "whatCanBeDoneWithIt": [ "observe it, measure it, record its state" ], "howItIsRecognised": [ "Nothing to see. What is recognised is an instance of it, and which instances count is exactly what is argued about." ], "relatedModels": [ { "relation": "covers", "note": "Finer kinds folded into this entry because telling them apart needs a task that asks for it. Each is a model waiting to be split out when one does.", "targets": [ "flower tribute", "chiles en nogada", "property restitution", "just compensation", "Māori repatriation", "national annuity(Taiwan)", "gross premiums written", "Trésor royal", "royalties", "inzei", "recording artist royalties", "Public Lending Right" ] } ], "standing": "Described in 56 Wikipedia languages, which measures how widely it is written about rather than how important or how common it is. 101 finer distinctions are held inside this entry as names rather than as separate models.", "structure": { "bundles": [ { "id": "identity-and-classification", "name": "Identity, naming and classification", "description": "How an agent tells one payment from another, and a payment from things that resemble it.", "rationale": "Recognition comes before every other claim. Without stable identity nothing else in the model can be trusted to be about the same thing twice.", "layers": [ { "id": "naming-and-identifiers", "name": "Names and identifiers", "description": "The names this thing goes by and the identifiers that survive translation and time.", "findings": [ { "id": "preferred-name-and-aliases", "name": "Preferred name, aliases and local names", "description": "Which name to use, which names mean the same thing, and which merely sound similar.", "questions": [ { "id": "preferred-name-and-aliases-q01", "text": "What identifies and describes the name of a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "preferred-name-and-aliases-q02", "text": "Who or what asserted this about the name of a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "preferred-name-and-aliases-q03", "text": "What may an agent decide or do once the name of a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] }, { "id": "stable-identifiers", "name": "Stable identifiers and external keys", "description": "Identifiers that keep pointing at this kind of thing across systems and languages.", "questions": [ { "id": "stable-identifiers-q01", "text": "What identifies and describes an identifier for a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "stable-identifiers-q02", "text": "Who or what asserted this about an identifier for a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "stable-identifiers-q03", "text": "What may an agent decide or do once an identifier for a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] } ] }, { "id": "classification-and-granularity", "name": "Classification and granularity", "description": "Where a payment sits among kinds, and how finely a task needs to cut it.", "findings": [ { "id": "kind-and-parents", "name": "Kind, parents and neighbouring kinds", "description": "The classes this thing belongs to and the ones it is next to.", "questions": [ { "id": "kind-and-parents-q01", "text": "What identifies and describes the kind of a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "kind-and-parents-q02", "text": "Who or what asserted this about the kind of a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "kind-and-parents-q03", "text": "What may an agent decide or do once the kind of a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] }, { "id": "distinguishing-features", "name": "Distinguishing features", "description": "What separates a payment from the things most often confused with it.", "questions": [ { "id": "distinguishing-features-q01", "text": "What identifies and describes what distinguishes a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "distinguishing-features-q02", "text": "Who or what asserted this about what distinguishes a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "distinguishing-features-q03", "text": "What may an agent decide or do once what distinguishes a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] } ] } ] }, { "id": "state-and-lifecycle", "name": "State and lifecycle", "description": "The states a payment passes through and the events that move it between them.", "rationale": "Most decisions about a thing depend on what state it is in now, which is a claim with a time on it, not a property.", "layers": [ { "id": "lifecycle-stages", "name": "Lifecycle stages", "description": "From coming into existence to ceasing to be one of these.", "findings": [ { "id": "stages-and-transitions", "name": "Stages and transitions", "description": "The stages worth naming and what moves a payment between them.", "questions": [ { "id": "stages-and-transitions-q01", "text": "What identifies and describes the lifecycle of a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "stages-and-transitions-q02", "text": "Who or what asserted this about the lifecycle of a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "stages-and-transitions-q03", "text": "What may an agent decide or do once the lifecycle of a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] } ] }, { "id": "observations-and-status", "name": "Observations and current status", "description": "What is observed about a payment, how often and by whom.", "findings": [ { "id": "observation-record", "name": "Observation record", "description": "How an observation of a payment is recorded so that it can be superseded rather than overwritten.", "questions": [ { "id": "observation-record-q01", "text": "What identifies and describes an observation of a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "observation-record-q02", "text": "Who or what asserted this about an observation of a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "observation-record-q03", "text": "What may an agent decide or do once an observation of a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] } ] } ] }, { "id": "process-and-outcome", "name": "Process, inputs and outcome", "description": "How a payment proceeds, what it needs and what it leaves behind.", "rationale": "An activity is known by its steps and its results, and both have to be recordable while it is still running.", "layers": [ { "id": "steps-and-sequence", "name": "Steps and sequence", "description": "The steps of a payment, their order and what may run in parallel.", "findings": [ { "id": "steps-and-preconditions", "name": "Steps, preconditions and completion", "description": "What has to be true before each step of a payment and what marks it done.", "questions": [ { "id": "steps-and-preconditions-q01", "text": "What identifies and describes a step of a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "steps-and-preconditions-q02", "text": "Who or what asserted this about a step of a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "steps-and-preconditions-q03", "text": "What may an agent decide or do once a step of a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] } ] }, { "id": "inputs-and-results", "name": "Inputs, resources and results", "description": "What a payment consumes and what it produces.", "findings": [ { "id": "inputs-and-outputs", "name": "Inputs, outputs and side effects", "description": "The resources a payment takes and the results it leaves, wanted or not.", "questions": [ { "id": "inputs-and-outputs-q01", "text": "What identifies and describes the inputs and results of a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "inputs-and-outputs-q02", "text": "Who or what asserted this about the inputs and results of a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "inputs-and-outputs-q03", "text": "What may an agent decide or do once the inputs and results of a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] } ] } ] }, { "id": "definitions-in-contest", "name": "Definitions and who holds them", "description": "What payment is taken to mean, and by whom.", "rationale": "When a field disagrees about a concept, the disagreement is the content. A model that picks one definition silently destroys the information.", "layers": [ { "id": "competing-definitions", "name": "Competing definitions", "description": "The main readings and the traditions behind them.", "findings": [ { "id": "definition-map", "name": "Definitions and their holders", "description": "Each definition with the school or body that holds it.", "questions": [ { "id": "definition-map-q01", "text": "Which definitions of payment are in use, and which tradition or body holds each?", "kind": "definition" }, { "id": "definition-map-q02", "text": "What turns on the difference between them in practice?", "kind": "boundary" } ] } ] }, { "id": "operationalisation", "name": "Operationalisation", "description": "How it is measured or applied when it has to be.", "findings": [ { "id": "operational-record", "name": "Measures and proxies", "description": "Instruments and indicators used to stand in for it.", "questions": [ { "id": "operational-record-q01", "text": "How is payment operationalised or measured in practice, and by what instrument?", "kind": "measurement" }, { "id": "operational-record-q02", "text": "What does that operationalisation leave out, and when does that matter?", "kind": "boundary" } ] } ] } ] }, { "id": "instances-and-use", "name": "Instances, use and consequence", "description": "What counts as an instance of payment and what follows from calling something that.", "rationale": "Applying a concept is an act with consequences, so a model must say what the label licenses and what it does not.", "layers": [ { "id": "instances", "name": "What counts as an instance", "description": "Clear cases, borderline cases and non-cases.", "findings": [ { "id": "instance-tests", "name": "Tests for an instance", "description": "What would settle whether something falls under it.", "questions": [ { "id": "instance-tests-q01", "text": "What would settle whether something is an instance of payment?", "kind": "boundary" }, { "id": "instance-tests-q02", "text": "Which borderline cases are argued about, and on what grounds?", "kind": "definition" } ] } ] }, { "id": "consequence", "name": "Consequence of application", "description": "Rights, duties or decisions that follow from the label.", "findings": [ { "id": "consequence-record", "name": "What the label licenses", "description": "What an agent may do once something is classified this way.", "questions": [ { "id": "consequence-record-q01", "text": "What follows practically once something is treated as payment?", "kind": "action" }, { "id": "consequence-record-q02", "text": "What must an agent not infer from the label alone?", "kind": "action" } ] } ] } ] }, { "id": "provenance-and-evidence", "name": "Provenance, evidence and time", "description": "Where every claim about a payment came from and when it held.", "rationale": "A claim without a source and a time cannot be superseded, only overwritten, and an agent that overwrites loses the ability to explain itself.", "layers": [ { "id": "source-and-authority", "name": "Source and authority", "description": "Who said it, on what evidence, and how strongly.", "findings": [ { "id": "claim-provenance", "name": "Claim provenance and confidence", "description": "The authority behind each claim about a payment and how confident it is.", "questions": [ { "id": "claim-provenance-q01", "text": "What identifies and describes a claim about a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "claim-provenance-q02", "text": "Who or what asserted this about a claim about a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "claim-provenance-q03", "text": "What may an agent decide or do once a claim about a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] } ] }, { "id": "time-and-versions", "name": "Time, versions and supersession", "description": "When a claim was true, when it was learnt, and what replaced it.", "findings": [ { "id": "validity-and-supersession", "name": "Validity period and supersession", "description": "How an old claim about a payment is retired without being erased.", "questions": [ { "id": "validity-and-supersession-q01", "text": "What identifies and describes the validity of a claim about a payment, and in what units or vocabulary?", "kind": "definition", "answer_data": [ "identifiers", "types and classes", "values with units", "explicit unknowns" ] }, { "id": "validity-and-supersession-q02", "text": "Who or what asserted this about the validity of a claim about a payment, by which method, and when was it true?", "kind": "provenance", "answer_data": [ "authority", "method", "evidence", "event time", "knowledge time" ] }, { "id": "validity-and-supersession-q03", "text": "What may an agent decide or do once the validity of a claim about a payment is known, and what must it refuse?", "kind": "action", "answer_data": [ "permitted actions", "preconditions", "refusals", "escalation" ] } ] } ] } ] } ] }, "statistics": { "bundles": 6, "layers": 12, "findings": 14, "questions": 38 } } } }