{
  "vercy": "1.0-draft",
  "publication": {
    "status": "research-draft",
    "adjudicationStatus": "unreviewed",
    "publishableCanonical": false,
    "generatedAt": "2026-09-11T07:03:19Z",
    "providers": [
      "Claude"
    ],
    "breadth": "written by Claude from model knowledge without web access - no source was read, every claim is a lead to verify",
    "pass": 2,
    "wave": 1,
    "engine": "claude",
    "enrichment": {
      "pass": 3,
      "engine": "claude",
      "producedAt": "2026-10-05T15:00:00Z",
      "ingestedAt": "2026-10-05T13:21:04+00:00",
      "fields": [
        "agent_conduct",
        "ethics",
        "owners"
      ]
    },
    "gate": {
      "passed": true,
      "version": "1.0",
      "at": "2026-10-07T12:16:27+00:00",
      "evidence": [
        "completeness 1.00",
        "sense: WordNet gloss",
        "2 live sources",
        "review by codex: pass"
      ]
    }
  },
  "metaModel": {
    "id": "THING-DRAFT",
    "registryId": "vr.tr.draft",
    "name": "draft",
    "version": "0.2.0-wave.1",
    "entryKind": "thing",
    "family": "Thing Registry",
    "domain": [
      "SOC.ECO"
    ],
    "status": "research-draft"
  },
  "canonicalUrl": "https://ver.cy/models/thing/draft/",
  "model": {
    "registry_id": "vr.tr.draft",
    "name": "draft",
    "purpose": "Let an agent handle drafts as payment instruments by type, parties, amount, validity and fraud risk, with no personal financial advice.",
    "definition": "A written order to pay money, drawn by one person or bank on another, such as a bank draft or bill of exchange; distinct from an overdraft, which is credit on an account.",
    "what_it_is_for": "Guaranteed or deferred payment, especially in trade.",
    "affordances": [
      "issue or request a bank draft",
      "accept or endorse a bill of exchange",
      "verify authenticity with the issuing bank",
      "present for payment"
    ],
    "distinguishing_features": [
      "Order to pay",
      "Bank drafts are drawn on the bank itself",
      "Bills of exchange can be sight or time",
      "Frequent target of counterfeit fraud"
    ],
    "appearance": "A printed or electronic payment order naming drawer, drawee, payee and amount.",
    "visual_identification": [
      "Bank name and draft number",
      "Drawer, drawee and payee",
      "Overdraft and document draft are other senses"
    ],
    "physical_properties": [],
    "families_and_kinds": [
      "bank drafts",
      "bills of exchange",
      "sight and time drafts",
      "foreign and inland bills",
      "demand drafts"
    ],
    "related_models": [
      {
        "relation": "is a kind of",
        "target": "payment instrument",
        "why": "category"
      },
      {
        "relation": "is issued by",
        "target": "bank",
        "why": "issuer"
      },
      {
        "relation": "is related to",
        "target": "cheque",
        "why": "instrument"
      },
      {
        "relation": "is confused with",
        "target": "overdraft",
        "why": "credit"
      }
    ],
    "identifiers": [],
    "standards_and_regulation": [
      "Geneva Uniform Law on Bills of Exchange (1930)",
      "UK Bills of Exchange Act 1882",
      "UCP 600 for documentary collections and credits"
    ],
    "failure_modes_and_hazards": [
      "Counterfeit bank drafts in scams",
      "Paying out before clearance",
      "Confusing senses"
    ],
    "in_scope": [],
    "out_of_scope": [],
    "characteristics": [],
    "agent_conduct": {
      "may": [
        "Explain what a bank draft or bill of exchange is and how it differs from an overdraft.",
        "Help a user check that a draft was issued by a genuine bank through official channels."
      ],
      "must_not": [
        "Issue, accept or present a draft without the account holder's authority.",
        "Forge, alter or help pass a fraudulent draft.",
        "Treat a draft as cleared funds before the issuing bank confirms it."
      ],
      "requires_human": [
        "Any payment, endorsement or acceptance of a draft."
      ]
    },
    "ethics": {
      "considerations": [
        "Counterfeit drafts are a common tool of fraud against sellers."
      ],
      "affected_parties": [
        "Payees and sellers",
        "Account holders",
        "Issuing banks"
      ]
    },
    "owners": {
      "steward": "The drawer and the bank that issued it; the payee once it is delivered.",
      "master_systems": []
    }
  },
  "sources": [
    {
      "id": "oewn",
      "title": "Open English WordNet 2024, synset oewn-13398441-n",
      "url": "https://en-word.net/id/oewn-13398441-n",
      "what_it_supports": "sense and gloss of the concept",
      "url_status": "live",
      "checked_by": "http 200"
    },
    {
      "id": "wiktionary-en",
      "title": "Wiktionary: draft",
      "url": "https://en.wiktionary.org/wiki/draft",
      "what_it_supports": "word senses and usage",
      "url_status": "live",
      "checked_by": "http 200"
    }
  ],
  "structure": {
    "bundles": [
      {
        "id": "instrument",
        "name": "Instrument",
        "description": "Which draft.",
        "rationale": "Type decides rules.",
        "layers": [
          {
            "id": "type",
            "name": "Type",
            "description": "Bank draft or bill.",
            "findings": [
              {
                "id": "type-finding",
                "name": "Type",
                "description": "Draft type.",
                "questions": [
                  {
                    "text": "Is it a bank draft or a bill of exchange?",
                    "kind": "definition"
                  },
                  {
                    "text": "Sight or time?",
                    "kind": "definition"
                  }
                ]
              }
            ]
          },
          {
            "id": "parties",
            "name": "Parties",
            "description": "Drawer, drawee, payee.",
            "findings": [
              {
                "id": "parties-finding",
                "name": "Parties",
                "description": "Parties.",
                "questions": [
                  {
                    "text": "Who are the drawer, drawee and payee?",
                    "kind": "provenance"
                  },
                  {
                    "text": "What amount and currency?",
                    "kind": "measurement"
                  }
                ]
              }
            ]
          }
        ]
      },
      {
        "id": "validity",
        "name": "Validity",
        "description": "Is it genuine.",
        "rationale": "Fake drafts are common.",
        "layers": [
          {
            "id": "verification",
            "name": "Verification",
            "description": "Bank check.",
            "findings": [
              {
                "id": "verification-finding",
                "name": "Verification",
                "description": "Verification.",
                "questions": [
                  {
                    "text": "Has the issuing bank confirmed the draft, using independently found contact details?",
                    "kind": "provenance"
                  },
                  {
                    "text": "Has it cleared?",
                    "kind": "provenance"
                  }
                ]
              }
            ]
          },
          {
            "id": "red-flags",
            "name": "Red flags",
            "description": "Scams.",
            "findings": [
              {
                "id": "red-flags-finding",
                "name": "Red flags",
                "description": "Scam signs.",
                "questions": [
                  {
                    "text": "Is someone asking for a refund of an overpayment by draft?",
                    "kind": "boundary"
                  },
                  {
                    "text": "Where can fraud be reported?",
                    "kind": "action"
                  }
                ]
              }
            ]
          }
        ]
      },
      {
        "id": "use",
        "name": "Use",
        "description": "Payment.",
        "rationale": "Drafts move money.",
        "layers": [
          {
            "id": "issuing",
            "name": "Issuing",
            "description": "Getting a draft.",
            "findings": [
              {
                "id": "issuing-finding",
                "name": "Issuing",
                "description": "Issuing.",
                "questions": [
                  {
                    "text": "How is a bank draft obtained, and at what fee?",
                    "kind": "action"
                  },
                  {
                    "text": "How long is it valid?",
                    "kind": "measurement"
                  }
                ]
              }
            ]
          },
          {
            "id": "trade",
            "name": "Trade",
            "description": "Bills in trade.",
            "findings": [
              {
                "id": "trade-finding",
                "name": "Trade",
                "description": "Trade use.",
                "questions": [
                  {
                    "text": "How are bills of exchange used in trade finance?",
                    "kind": "definition"
                  },
                  {
                    "text": "Under which rules?",
                    "kind": "provenance"
                  }
                ]
              }
            ]
          }
        ]
      },
      {
        "id": "limits",
        "name": "Limits",
        "description": "No advice.",
        "rationale": "Agents should not give financial advice.",
        "layers": [
          {
            "id": "advice",
            "name": "Advice",
            "description": "Boundary.",
            "findings": [
              {
                "id": "advice-finding",
                "name": "Advice",
                "description": "Advice limit.",
                "questions": [
                  {
                    "text": "Is the user asking for personal financial advice?",
                    "kind": "boundary"
                  },
                  {
                    "text": "How should the agent respond?",
                    "kind": "action"
                  }
                ]
              }
            ]
          },
          {
            "id": "senses",
            "name": "Senses",
            "description": "Disambiguation.",
            "findings": [
              {
                "id": "senses-finding",
                "name": "Senses",
                "description": "Other senses.",
                "questions": [
                  {
                    "text": "Is an overdraft, a document draft or military conscription meant?",
                    "kind": "boundary"
                  },
                  {
                    "text": "Which entry fits?",
                    "kind": "action"
                  }
                ]
              }
            ]
          }
        ]
      }
    ]
  },
  "openQuestions": [
    "Should bank drafts and bills of exchange be separate entries?",
    "How should the document-draft sense be split off?",
    "How should fraud warnings be kept current?"
  ],
  "statistics": {
    "bundles": 4,
    "layers": 8,
    "findings": 8,
    "questions": 16
  }
}