{ "vercy": "1.0-draft", "publication": { "status": "research-draft", "adjudicationStatus": "unreviewed", "publishableCanonical": false, "generatedAt": "2026-09-12T10:32:33Z", "providers": [ "Codex" ], "breadth": "recalled by Codex without web access - no source was read", "missingProviders": [], "pass": 2, "cost": { "grok": { "seconds": 24.0, "error": "Reading additional input from stdin...\nOpenAI Codex v0.153.4\n--------\nworkdir: R:\\02_PROJECTS\\02_Meta_Models_Platforms\\Ver.cy\\current\\thing-registry-backlog\nmodel: gpt-6-astra\nprovider: openai\napproval: never\nsandbox: read-only\nreasoning effort: none\nreasoning summaries: none\nsession id: 01a0952c-04ac-7661-af74-b9ce8f556b6a\n--------\nuser\nDescribe what is already known about one registered thing. Answer as JSON only, no prose around it.\n\nThing: investor\nSense to describe: someone who commits capital in order to gain financial returns\nDomain code: SOC.PER\nAlso known as: (none)\n\n\nContext for this", "usd": 0.0, "recall": true }, "codex": { "seconds": 69.0, "error": "Reading additional input from stdin...\nOpenAI Codex v0.153.4\n--------\nworkdir: R:\\02_PROJECTS\\02_Meta_Models_Platforms\\Ver.cy\\current\\thing-registry-backlog\nmodel: gpt-6-astra\nprovider: openai\napproval: never\nsandbox: read-only\nreasoning effort: none\nreasoning summaries: none\nsession id: 01a0952c-04ad-78c2-9043-15b17317f438\n--------\nuser\nYou are drafting a Vercy meta-model for one registered thing. Answer as JSON only, no prose around it.\n\nThing: investor\nRegistry id: vr.tr.investor\nPlane / domain: SOC / SOC.PER\nRegistry definition: someone who commits capital in order to gain financial return" } }, "enrichment": { "pass": 3, "engine": "claude", "producedAt": "2026-10-06T12:00:00Z", "ingestedAt": "2026-10-06T08:57:50+00:00", "fields": [ "agent_conduct", "ethics", "failure_modes_and_hazards", "owners", "standards_and_regulation", "visual_identification" ] }, "gate": { "passed": true, "version": "1.0", "at": "2026-10-07T12:16:27+00:00", "evidence": [ "completeness 1.00", "sense: WordNet gloss", "2 live sources", "review by codex: pass" ] } }, "metaModel": { "id": "THING-INVESTOR", "registryId": "vr.tr.investor", "name": "investor", "version": "0.1.0-research.1", "entryKind": "thing", "family": "Thing Registry", "domain": [ "SOC.PER" ], "status": "research-draft" }, "canonicalUrl": "https://ver.cy/models/thing/investor/", "model": { "registry_id": "vr.tr.investor", "name": "investor", "purpose": "Enable an agent to recognise an investor role, assess its capital commitments and constraints, and determine which investment-related actions are authorised.", "definition": "An investor is a person who commits capital to an asset, enterprise or financial claim with the expectation of receiving income, capital appreciation or both, while bearing the risk of loss.", "scope_statement": "This model owns the investor role of someone committing capital in pursuit of financial returns, including whose capital is committed, who bears the economic exposure, and the objectives, constraints and authority governing that commitment.", "in_scope": [ "Evidence that a person holds an investor role through a capital commitment intended to generate financial returns", "Relationships between the investor, committed capital, investment interests, intermediaries and beneficiaries", "Return objectives, investment horizon, liquidity needs and capacity to bear loss", "Investment decision rights, delegation and restrictions on action", "Commitment, monitoring and exit states of the investor role" ], "out_of_scope": [ "The person's complete identity, biography and unrelated social roles", "The internal structure, valuation and lifecycle of financial instruments", "The investee organisation's operations and governance as a whole", "Investment adviser, broker, custodian and fund manager roles as separate services", "Detailed tax calculations and jurisdiction-specific legal eligibility determinations", "Employment positions, job advertisements and occupational classifications unrelated to the capital commitment" ], "distinguishing_features": [ "A capital commitment and an intention to obtain financial returns distinguish an investor from someone merely interested in investing.", "Providing advice, arranging a transaction or holding assets in custody does not by itself establish an investor role; record whose capital and economic exposure are involved.", "A transfer made solely for consumption or donation lacks the financial-return intention required by this registry definition.", "Investor is a role held by a person, not necessarily an occupation, employment relationship or licensed profession.", "Short holding periods, lending arrangements or active trading do not alone exclude investor status; test the capital commitment and return intention rather than relying on labels." ], "characteristics": [ { "name": "Role state", "kind": "state", "unit_or_values": "prospective | committed-unfunded | funded | exiting | former | unknown; assessed per commitment", "why_it_matters": "Separates an intention to invest from an existing commitment and prevents a completed investment from implying continuing exposure." }, { "name": "Capital relationship", "kind": "relation", "unit_or_values": "Links to capital owner, source of funds, beneficiary and person bearing loss", "why_it_matters": "Prevents an intermediary or representative from being mistaken for the person investing." }, { "name": "Commitment amount", "kind": "measurement", "unit_or_values": "Amount and currency, or quantity and valuation basis for non-cash capital, with effective date", "why_it_matters": "Distinguishes pledged capital, contributed capital and outstanding funding obligations." }, { "name": "Investment interest", "kind": "relation", "unit_or_values": "Links to asset, instrument, fund, project or investee and evidence of the associated claim", "why_it_matters": "Identifies what the investor expects to generate returns and the basis of any economic rights." }, { "name": "Return objective", "kind": "category", "unit_or_values": "Income | capital appreciation | capital preservation with financial return | mixed | unspecified", "why_it_matters": "Makes the financial purpose explicit without treating expected returns as guaranteed." }, { "name": "Investment horizon", "kind": "measurement", "unit_or_values": "Target duration or date range, with review date", "why_it_matters": "Supports comparison between the investor's intended holding period and the commitment's exit conditions." }, { "name": "Liquidity requirement", "kind": "measurement", "unit_or_values": "Required available amount and currency by date, with estimation basis", "why_it_matters": "Identifies when capital tied up in investments may conflict with other obligations." }, { "name": "Risk tolerance", "kind": "category", "unit_or_values": "Investor-declared willingness to accept loss or fluctuation, using a named assessment scale", "why_it_matters": "Records willingness separately from the financial ability to absorb losses." }, { "name": "Loss-bearing capacity", "kind": "measurement", "unit_or_values": "Assessed absorbable loss in currency or percentage, with scenario, evidence and date", "why_it_matters": "Makes the financial consequences of loss assessable without inferring capacity from attitude." }, { "name": "Decision authority", "kind": "relation", "unit_or_values": "Action-specific links to decision maker, delegate, approval conditions and authority evidence", "why_it_matters": "Determines whether an agent may analyse, propose, instruct or execute an action." } ], "affordances": [ "Determine whether evidence establishes an investor role or only a prospective intention.", "Trace a capital commitment to its owner, beneficiary, investment interest and economic exposure.", "Compare proposed commitments with recorded objectives, liquidity needs and loss constraints.", "Identify missing authority, eligibility evidence or approvals before an investment action.", "Monitor funding obligations, changes in exposure and approaching exit or review dates.", "Prepare an investment review or action proposal within the investor's documented mandate." ], "agent_conduct": { "may": [ "Explain investment concepts and risks in general terms, with sources.", "Organize and report an investor's own holdings and documents at their request." ], "must_not": [ "Give personalized investment advice or recommend specific securities.", "Place, change or cancel trades, transfers or subscriptions.", "Share an investor's holdings, identity or trading data without consent.", "Promote an opportunity while hiding a conflict of interest or the risk of loss." ], "requires_human": [ "Any transaction, mandate or signature involving money or assets.", "Sharing investor data with any third party." ] }, "ethics": { "considerations": [ "Retail investors lose savings to unsuitable products and outright fraud.", "Holdings data reveals wealth and makes people targets." ], "affected_parties": [ "Retail investors", "Pensioners relying on savings", "Co-investors" ] }, "owners": { "steward": "The investor themselves; brokers, registrars and custodians hold the authoritative records of holdings.", "master_systems": [ "Securities registrars and custodian records" ] }, "visual_identification": [ "Identified by account and registry records, never by appearance or claimed status." ], "failure_modes_and_hazards": [ "Fraud and unsuitable products cause permanent loss of savings.", "Identity theft of investor accounts drains them." ], "standards_and_regulation": [ "Objectives and Principles of Securities Regulation, International Organization of Securities Commissions." ], "what_it_is_for": [ "An investor participates in markets, business financing or property ownership by committing capital in pursuit of future returns.", "The role is considered when assessing ownership, financial exposure, investment objectives and authority to make capital commitments." ] }, "sources": [ { "id": "oewn", "title": "Open English WordNet 2024, synset oewn-10235776-n", "url": "https://en-word.net/id/oewn-10235776-n", "what_it_supports": "sense and gloss of the concept", "url_status": "live", "checked_by": "http 200" }, { "id": "wiktionary-en", "title": "Wiktionary: investor", "url": "https://en.wiktionary.org/wiki/investor", "what_it_supports": "word senses and usage", "url_status": "live", "checked_by": "http 200" } ], "structure": { "bundles": [ { "id": "investor-role-boundary", "name": "Investor role boundary", "description": "Establishes who is investing and what evidence supports the role.", "rationale": "Investor labels can obscure the difference between a capital provider, a prospective participant and an intermediary.", "layers": [ { "id": "role-establishment", "name": "Role establishment", "description": "Tests the capital commitment and financial-return intention.", "findings": [ { "id": "commitment-and-return-intention", "name": "Commitment and return intention", "description": "Record evidence of committed capital and intended financial returns without requiring a successful outcome.", "questions": [ { "text": "What capital commitment establishes this person's investor role, and when did it become effective?", "kind": "definition", "id": "commitment-and-return-intention-q01" }, { "text": "What evidence shows that financial returns were an intended result of the commitment?", "kind": "provenance", "id": "commitment-and-return-intention-q02" } ] } ] }, { "id": "principal-and-intermediaries", "name": "Principal and intermediaries", "description": "Separates the investor from people acting on the investor's behalf.", "findings": [ { "id": "economic-role-attribution", "name": "Economic role attribution", "description": "Distinguish capital ownership, beneficial interests, representation and decision-making functions.", "questions": [ { "text": "Whose capital is committed, who is entitled to returns, and who ultimately bears losses?", "kind": "boundary", "id": "economic-role-attribution-q01" }, { "text": "Is the named person investing, representing another investor, managing investments, or combining these roles?", "kind": "boundary", "id": "economic-role-attribution-q02" } ] } ] } ] }, { "id": "capital-commitments-and-claims", "name": "Capital commitments and claims", "description": "Connects the investor to capital supplied, funding obligations and resulting economic interests.", "rationale": "An investor's position cannot be understood from an asset name or account balance alone.", "layers": [ { "id": "funding-position", "name": "Funding position", "description": "Records the extent and status of capital committed to investments.", "findings": [ { "id": "funded-and-unfunded-capital", "name": "Funded and unfunded capital", "description": "Keep amounts promised, contributed, returned and still payable distinct.", "questions": [ { "text": "How much capital has been committed and contributed, in what currency or non-cash form, and as of what date?", "kind": "measurement", "id": "funded-and-unfunded-capital-q01" }, { "text": "What further funding obligations exist, and which events or dates make them payable?", "kind": "action", "id": "funded-and-unfunded-capital-q02" } ] } ] }, { "id": "economic-interest", "name": "Economic interest", "description": "Identifies the claims and exposures obtained through the commitment.", "findings": [ { "id": "rights-and-exposure-basis", "name": "Rights and exposure basis", "description": "Link the investor to documented economic rights without duplicating the instrument model.", "questions": [ { "text": "Which investment interest provides the expected returns, and what documents establish the investor's rights?", "kind": "provenance", "id": "rights-and-exposure-basis-q01" }, { "text": "Can the investor's obligations exceed capital already contributed, and where is that exposure defined?", "kind": "boundary", "id": "rights-and-exposure-basis-q02" } ] } ] } ] }, { "id": "objectives-and-financial-constraints", "name": "Objectives and financial constraints", "description": "Records what the investor seeks and which financial conditions limit commitments.", "rationale": "The same investment can fit one investor's horizon and resources while conflicting with another's.", "layers": [ { "id": "return-and-time-objectives", "name": "Return and time objectives", "description": "Makes intended outcomes and their timing explicit.", "findings": [ { "id": "objective-and-horizon", "name": "Objective and horizon", "description": "Record return priorities, evaluation basis and intended holding period as investor-specific statements.", "questions": [ { "text": "What financial outcome does the investor seek, and is any target stated before or after fees, inflation and taxes?", "kind": "definition", "id": "objective-and-horizon-q01" }, { "text": "What holding period and cash availability dates govern this commitment?", "kind": "measurement", "id": "objective-and-horizon-q02" } ] } ] }, { "id": "loss-and-liquidity-constraints", "name": "Loss and liquidity constraints", "description": "Separates willingness to accept risk from the ability to withstand financial stress.", "findings": [ { "id": "tolerance-capacity-and-cash-needs", "name": "Tolerance, capacity and cash needs", "description": "Assess loss tolerance, loss-bearing capacity and liquidity requirements separately, with dated evidence.", "questions": [ { "text": "What losses is the investor willing to accept, and what losses could the investor absorb without compromising recorded obligations?", "kind": "measurement", "id": "tolerance-capacity-and-cash-needs-q01" }, { "text": "What cash needs or changed circumstances require reviewing the commitment before additional capital is supplied?", "kind": "action", "id": "tolerance-capacity-and-cash-needs-q02" } ] } ] } ] }, { "id": "authority-and-participation-conditions", "name": "Authority and participation conditions", "description": "Defines who can act for the investor and what evidence is needed for participation.", "rationale": "An investor's economic interest does not establish unrestricted authority for an agent or eligibility for every offering.", "layers": [ { "id": "decision-and-delegation", "name": "Decision and delegation", "description": "Records investment instructions, delegated powers and approval limits.", "findings": [ { "id": "action-specific-mandate", "name": "Action-specific mandate", "description": "Bind authority to particular actions, accounts, limits and validity periods.", "questions": [ { "text": "Who may approve commitments, issue transaction instructions, exercise voting rights and authorise withdrawals?", "kind": "action", "id": "action-specific-mandate-q01" }, { "text": "What evidence establishes each delegation, its limits and any expiry or revocation?", "kind": "provenance", "id": "action-specific-mandate-q02" } ] } ] }, { "id": "participation-restrictions", "name": "Participation restrictions", "description": "Links investment access to applicable requirements without inventing universal investor categories.", "findings": [ { "id": "context-specific-eligibility", "name": "Context-specific eligibility", "description": "Record restrictions and eligibility determinations with their jurisdiction, offering context and evidence.", "questions": [ { "text": "Which jurisdiction, offering terms or account conditions impose participation requirements on this investor?", "kind": "boundary", "id": "context-specific-eligibility-q01" }, { "text": "What current evidence or competent determination establishes that the investor meets those requirements?", "kind": "provenance", "id": "context-specific-eligibility-q02" } ] } ] } ] }, { "id": "investment-oversight-and-exit", "name": "Investment oversight and exit", "description": "Tracks the investor's continuing position, review needs and ability to end commitments.", "rationale": "Investor state changes through funding, distributions, revised circumstances and exit, even when the underlying asset remains unchanged.", "layers": [ { "id": "position-review", "name": "Position review", "description": "Maintains a dated view of capital at risk and investment outcomes.", "findings": [ { "id": "exposure-and-outcome-review", "name": "Exposure and outcome review", "description": "Keep capital flows, estimated values and realised outcomes distinguishable when assessing the investor's position.", "questions": [ { "text": "What dated evidence supports current exposure, distributions and realised or unrealised gains and losses?", "kind": "measurement", "id": "exposure-and-outcome-review-q01" }, { "text": "Which changes in concentration, investment performance or personal circumstances trigger a review?", "kind": "action", "id": "exposure-and-outcome-review-q02" } ] } ] }, { "id": "exit-and-role-closure", "name": "Exit and role closure", "description": "Records how exposure can end and what obligations survive an exit.", "findings": [ { "id": "exit-conditions-and-residual-obligations", "name": "Exit conditions and residual obligations", "description": "Distinguish an intention to exit from an executable exit and a fully closed commitment.", "questions": [ { "text": "What sale, redemption, maturity or transfer routes are available, subject to which notice periods and restrictions?", "kind": "action", "id": "exit-conditions-and-residual-obligations-q01" }, { "text": "What evidence shows that this commitment has ended, and do any funding duties, contingent liabilities or claims remain?", "kind": "boundary", "id": "exit-conditions-and-residual-obligations-q02" } ] } ] } ] }, { "id": "evidence-and-external-alignment", "name": "Evidence and external alignment", "description": "What the world already says about this thing, gathered so the model can be checked against it.", "rationale": "A model that cannot be lined up against existing standards, identifiers and practice cannot be adopted by anyone who already uses them.", "layers": [ { "id": "reported-evidence", "name": "Reported evidence", "description": "Findings from the breadth pass, kept separate from the structural claims.", "findings": [ { "id": "evidence-confidence-notes", "name": "Check these first", "description": "Recalled without web access and unsourced; every item is a lead to verify.", "evidence": [ "Investor is a financial role, not necessarily an occupation, employment relationship or licensed profession.", "The listed kinds overlap: regulatory status, investment strategy and funding role are different classification dimensions.", "Regulatory references are recalled rather than checked; current definitions, eligibility criteria and territorial scope require verification." ], "questions": [ { "id": "evidence-confidence-notes-q01", "text": "Which of these check these first hold for the sense of investor this model covers, and on what evidence?", "kind": "provenance" } ] }, { "id": "evidence-kinds", "name": "Kinds and varieties", "description": "Recalled without web access and unsourced; every item is a lead to verify.", "evidence": [ "Retail investor", "Professional investor", "Angel investor", "Income investor", "Growth investor", "Impact investor" ], "questions": [ { "id": "evidence-kinds-q01", "text": "Which of these kinds and varieties hold for the sense of investor this model covers, and on what evidence?", "kind": "provenance" } ] }, { "id": "evidence-standards-and-regulation", "name": "Standards and regulation", "description": "Recalled without web access and unsourced; every item is a lead to verify.", "evidence": [ "The European Union's Markets in Financial Instruments Directive II (MiFID II), adopted by the European Parliament and Council, distinguishes retail and professional clients for investment-services protections.", "The U.S. Securities and Exchange Commission's Regulation D includes the accredited investor definition used in certain exempt securities offerings.", "The U.S. Securities and Exchange Commission's Regulation Best Interest governs broker-dealer recommendations to retail customers." ], "questions": [ { "id": "evidence-standards-and-regulation-q01", "text": "Which of these standards and regulation hold for the sense of investor this model covers, and on what evidence?", "kind": "provenance" } ] }, { "id": "evidence-real-world-use", "name": "Real-world use", "description": "Recalled without web access and unsourced; every item is a lead to verify.", "evidence": [ "Committing savings to investments for retirement or other future spending.", "Providing equity capital to businesses in exchange for ownership interests.", "Lending capital through bonds or other debt instruments in exchange for contractual payments.", "Holding pooled investments to obtain diversified exposure.", "Evaluating prospective returns, risks, liquidity and investment costs." ], "questions": [ { "id": "evidence-real-world-use-q01", "text": "Which of these real-world use hold for the sense of investor this model covers, and on what evidence?", "kind": "provenance" } ] }, { "id": "evidence-measurements", "name": "Typical measurements", "description": "Recalled without web access and unsourced; every item is a lead to verify.", "evidence": [ { "quantity": "Capital invested", "typical_range": "No universal range; depends on resources and investment", "unit": "currency" }, { "quantity": "Investment return", "typical_range": "May be positive, zero or negative; depends on asset, leverage and measurement period", "unit": "percent over a specified period" }, { "quantity": "Investment horizon", "typical_range": "No universal range", "unit": "days, months or years" } ], "questions": [ { "id": "evidence-measurements-q01", "text": "Which of these typical measurements hold for the sense of investor this model covers, and on what evidence?", "kind": "provenance" } ] }, { "id": "evidence-failure-modes-and-hazards", "name": "Failure modes and hazards", "description": "Recalled without web access and unsourced; every item is a lead to verify.", "evidence": [ "Loss of capital through business failure, default or declining asset prices.", "Concentration in correlated investments, leaving exposure to shared losses.", "Illiquidity that prevents sale when funds are needed.", "Leverage that amplifies losses and can create liabilities beyond the initial investment.", "Fraud, misleading disclosures or conflicts of interest that distort investment decisions." ], "questions": [ { "id": "evidence-failure-modes-and-hazards-q01", "text": "Which of these failure modes and hazards hold for the sense of investor this model covers, and on what evidence?", "kind": "provenance" } ] }, { "id": "evidence-regional-variation", "name": "Regional variation", "description": "Recalled without web access and unsourced; every item is a lead to verify.", "evidence": [ "Accredited, professional and sophisticated investor classifications have jurisdiction-specific definitions and are not interchangeable.", "Tax treatment of investment income and gains varies by jurisdiction, residency and account structure.", "Investing one's own capital is generally distinct from regulated activities such as advising others or managing their portfolios; applicable requirements vary by jurisdiction." ], "questions": [ { "id": "evidence-regional-variation-q01", "text": "Which of these regional variation hold for the sense of investor this model covers, and on what evidence?", "kind": "provenance" } ] }, { "id": "evidence-neighbours", "name": "Neighbouring kinds and how to tell them apart", "description": "Recalled without web access and unsourced; every item is a lead to verify.", "evidence": [ { "name": "Trader", "difference": "Trading emphasizes buying and selling positions; investing emphasizes committing capital for returns, and the same person can do both." }, { "name": "Investment adviser", "difference": "An adviser provides investment advice; an investor commits capital and bears the resulting investment exposure." }, { "name": "Shareholder", "difference": "A shareholder owns shares; an investor may instead hold debt, property or other investments." }, { "name": "Entrepreneur", "difference": "An entrepreneur organizes or develops a venture; an investor supplies capital, although one person may perform both roles." }, { "name": "Institutional investor", "difference": "An institutional investor is an organization investing capital; the requested sense concerns an individual person." } ], "questions": [ { "id": "evidence-neighbours-q01", "text": "Which of these neighbouring kinds and how to tell them apart hold for the sense of investor this model covers, and on what evidence?", "kind": "provenance" } ] } ] } ] } ] }, "openQuestions": [ "Does SOC.PER restrict this registry entry to natural persons, with institutional investors represented through a neighbouring organisation model?", "At what point should a binding but unfunded commitment establish the investor role for registry purposes?", "How should beneficial owners, nominees and beneficiaries be attributed investor status when capital ownership, control and economic exposure are split?", "Which jurisdiction-specific investor classifications and evidence standards should be linked from this model rather than incorporated into it?", "How should inherited investment interests and mixed financial-social commitments be treated when the holder's own financial-return intention is undocumented?" ], "statistics": { "bundles": 6, "layers": 11, "findings": 18, "questions": 28 } }