{
  "vercy": "1.0-draft",
  "publication": {
    "status": "research-draft",
    "adjudicationStatus": "unreviewed",
    "publishableCanonical": false,
    "generatedAt": "2026-09-11T22:12:25Z",
    "providers": [
      "Claude"
    ],
    "breadth": "written by Claude from model knowledge without web access - no source was read, every claim is a lead to verify",
    "pass": 2,
    "wave": 2,
    "engine": "claude",
    "enrichment": {
      "pass": 3,
      "engine": "claude",
      "producedAt": "2026-10-05T23:50:00Z",
      "ingestedAt": "2026-10-05T20:47:39+00:00",
      "fields": [
        "agent_conduct",
        "ethics",
        "owners"
      ]
    },
    "gate": {
      "passed": true,
      "version": "1.0",
      "at": "2026-10-06T19:52:00+00:00",
      "evidence": [
        "completeness 1.00",
        "sense: Wikidata description",
        "2 live sources",
        "review by codex: pass"
      ]
    }
  },
  "metaModel": {
    "id": "THING-Q4290",
    "registryId": "vr.tr.investment",
    "name": "investment",
    "version": "0.2.0-wave.2",
    "entryKind": "thing",
    "family": "Thing Registry",
    "domain": [
      "ACT.ACT"
    ],
    "status": "research-draft"
  },
  "canonicalUrl": "https://ver.cy/models/thing/q4290/",
  "model": {
    "registry_id": "vr.tr.investment",
    "name": "investment",
    "purpose": "Let an agent explain investment concepts and types, describe how investments and markets work, present evidence on risk and return, and provide general information without personal financial advice.",
    "definition": "The commitment of money or resources to an asset, project or enterprise in the expectation of future return, including financial investment in securities and funds, business capital investment, public investment in infrastructure, capital participation in companies and ethical or ecological investing; investment is studied in economics and finance and regulated to protect investors.",
    "what_it_is_for": "Committing resources for future return.",
    "affordances": [
      "explain investment concepts",
      "describe types of investment",
      "present evidence on risk and return",
      "explain regulation and investor protection"
    ],
    "distinguishing_features": [
      "Future-oriented",
      "Risk and return",
      "Financial or real",
      "Regulated"
    ],
    "appearance": "Not physical; financial commitments and assets.",
    "visual_identification": [
      "Commitment for future return",
      "Financial, business or public",
      "Spending for consumption is not investment"
    ],
    "physical_properties": [],
    "families_and_kinds": [
      "financial investment in securities and funds",
      "business and capital investment",
      "public investment",
      "real estate investment",
      "ethical, ecological and impact investing"
    ],
    "related_models": [
      {
        "relation": "is a kind of",
        "target": "economic activity",
        "why": "category"
      },
      {
        "relation": "is a kind of",
        "target": "purchasing",
        "why": "category"
      },
      {
        "relation": "is related to",
        "target": "risk aversion",
        "why": "investor preferences"
      },
      {
        "relation": "is related to",
        "target": "nondiscretionary trust",
        "why": "an investment vehicle"
      }
    ],
    "identifiers": [],
    "standards_and_regulation": [
      "Securities and investment regulation",
      "Financial advice licensing",
      "Public investment appraisal rules"
    ],
    "failure_modes_and_hazards": [
      "Fraud and scams",
      "Loss from risk misunderstanding",
      "Agents giving personal investment advice"
    ],
    "in_scope": [],
    "out_of_scope": [],
    "characteristics": [],
    "agent_conduct": {
      "may": [
        "Explain general investment concepts such as risk, return and diversification.",
        "Show a person their own holdings and costs from accounts they have authorized it to read."
      ],
      "must_not": [
        "Give personalised investment advice without being licensed to do so.",
        "Buy, sell or transfer investments without the owner's explicit instruction.",
        "Promise returns or hide risks and fees.",
        "Promote schemes that look like fraud, such as guaranteed high returns."
      ],
      "requires_human": [
        "Any trade, transfer or commitment of money."
      ]
    },
    "ethics": {
      "considerations": [
        "Investment fraud destroys savings, often of older and inexperienced people.",
        "Where money is invested shapes jobs, climate and communities."
      ],
      "affected_parties": [
        "Investors and savers",
        "Pension holders",
        "Communities affected by investments"
      ]
    },
    "owners": {
      "steward": "The investor, with the regulated firm that holds the assets.",
      "master_systems": [
        "Securities registers and depositories"
      ]
    }
  },
  "sources": [
    {
      "id": "wikidata",
      "title": "Wikidata item Q4290: investment",
      "url": "https://www.wikidata.org/wiki/Q4290",
      "url_status": "live",
      "what_it_supports": "identity and sense of the item",
      "checked_by": "wikidata-api"
    },
    {
      "id": "wikipedia-en",
      "title": "Wikipedia: Investment",
      "url": "https://en.wikipedia.org/wiki/Investment",
      "url_status": "live",
      "what_it_supports": "general description of the item",
      "checked_by": "wikidata-api sitelink"
    }
  ],
  "structure": {
    "bundles": [
      {
        "id": "concepts",
        "name": "Concepts",
        "description": "What investment is.",
        "rationale": "Basics.",
        "layers": [
          {
            "id": "basics",
            "name": "Basics",
            "description": "Core concepts.",
            "findings": [
              {
                "id": "basics-finding",
                "name": "Basics",
                "description": "Concepts.",
                "questions": [
                  {
                    "text": "What is investment, and what do risk, return, diversification and liquidity mean?",
                    "kind": "definition"
                  },
                  {
                    "text": "How do financial, business and public investment differ?",
                    "kind": "definition"
                  }
                ]
              }
            ]
          },
          {
            "id": "types",
            "name": "Types",
            "description": "Kinds of investment.",
            "findings": [
              {
                "id": "types-finding",
                "name": "Types",
                "description": "Types.",
                "questions": [
                  {
                    "text": "What are the main kinds of investment, such as shares, bonds, funds, property and capital participation?",
                    "kind": "definition"
                  },
                  {
                    "text": "What is eco-investing or impact investing?",
                    "kind": "definition"
                  }
                ]
              }
            ]
          }
        ]
      },
      {
        "id": "inform",
        "name": "Inform",
        "description": "General information.",
        "rationale": "Boundaries.",
        "layers": [
          {
            "id": "evidence",
            "name": "Evidence",
            "description": "Evidence on investing.",
            "findings": [
              {
                "id": "evidence-finding",
                "name": "Evidence",
                "description": "Evidence.",
                "questions": [
                  {
                    "text": "What does research say about long-term returns, costs and diversification, in general terms?",
                    "kind": "provenance"
                  },
                  {
                    "text": "Is the user seeking personal investment advice, which needs a licensed adviser?",
                    "kind": "boundary"
                  }
                ]
              }
            ]
          },
          {
            "id": "scams",
            "name": "Scams",
            "description": "Avoiding scams.",
            "findings": [
              {
                "id": "scams-finding",
                "name": "Scams",
                "description": "Scams.",
                "questions": [
                  {
                    "text": "What are warning signs of investment scams, and where can they be reported?",
                    "kind": "provenance"
                  },
                  {
                    "text": "Does this offer show such signs?",
                    "kind": "boundary"
                  }
                ]
              }
            ]
          }
        ]
      },
      {
        "id": "regulate",
        "name": "Regulate",
        "description": "Regulation.",
        "rationale": "Protection.",
        "layers": [
          {
            "id": "rules",
            "name": "Rules",
            "description": "Investor protection.",
            "findings": [
              {
                "id": "rules-finding",
                "name": "Rules",
                "description": "Regulation.",
                "questions": [
                  {
                    "text": "How are investments and advisers regulated here, and what protections and compensation schemes exist?",
                    "kind": "provenance"
                  },
                  {
                    "text": "How can a firm licence be verified?",
                    "kind": "provenance"
                  }
                ]
              }
            ]
          },
          {
            "id": "public",
            "name": "Public",
            "description": "Public investment.",
            "findings": [
              {
                "id": "public-finding",
                "name": "Public",
                "description": "Public investment.",
                "questions": [
                  {
                    "text": "How is public investment appraised and decided, and what are subsidy funds?",
                    "kind": "provenance"
                  },
                  {
                    "text": "What does evidence say about infrastructure returns?",
                    "kind": "provenance"
                  }
                ]
              }
            ]
          }
        ]
      },
      {
        "id": "learn",
        "name": "Learn",
        "description": "Economics and teaching.",
        "rationale": "Context.",
        "layers": [
          {
            "id": "economics",
            "name": "Economics",
            "description": "Investment in the economy.",
            "findings": [
              {
                "id": "economics-finding",
                "name": "Economics",
                "description": "Economics.",
                "questions": [
                  {
                    "text": "What role does investment play in economic growth, according to economic theory and data?",
                    "kind": "provenance"
                  },
                  {
                    "text": "How is investment measured in national accounts?",
                    "kind": "provenance"
                  }
                ]
              }
            ]
          },
          {
            "id": "teach",
            "name": "Teach",
            "description": "Teaching.",
            "findings": [
              {
                "id": "teach-finding",
                "name": "Teach",
                "description": "Teaching.",
                "questions": [
                  {
                    "text": "How can investment concepts be taught in financial literacy?",
                    "kind": "action"
                  },
                  {
                    "text": "Which misconceptions arise?",
                    "kind": "provenance"
                  }
                ]
              }
            ]
          }
        ]
      }
    ]
  },
  "openQuestions": [
    "Should each investment type be a separate entry?",
    "How should regulators be linked?",
    "How should scam warnings be linked?"
  ],
  "statistics": {
    "bundles": 4,
    "layers": 8,
    "findings": 8,
    "questions": 16
  }
}