# Vercy AI instruction — YAML 1.2 (JSON-compatible)
{
  "vercy": "1.0-draft",
  "metaModel": {
    "id": "world.c8-insurance-and-risk-pooling",
    "name": "Insurance & Risk Pooling",
    "version": "0.2.0-legacy",
    "family": "World Models",
    "category": "Reference example",
    "industry": [
      "Cross-industry"
    ],
    "domain": [
      "economy"
    ],
    "tags": [
      "insurance",
      "risk",
      "pooling"
    ],
    "status": "legacy example"
  },
  "canonicalUrl": "https://ver.cy/models/world-c8-insurance-and-risk-pooling/",
  "structure": {
    "bundles": [
      {
        "name": "cover",
        "description": "What is promised and at what price",
        "layersText": "policyTerms`: cover, exclusions and insured interests · `underwriting`: risk assessment and premium setting",
        "findings": []
      },
      {
        "name": "pooling",
        "description": "How exposure is spread",
        "layersText": "participation`: pool membership, cessions and reinsurance · `reserves`: funding, reserves and solvency snapshots",
        "findings": []
      },
      {
        "name": "claims",
        "description": "How losses are made good",
        "layersText": "assessment`: notification, documentation and loss evaluation · `settlement`: payout, denial and subrogation",
        "findings": []
      }
    ]
  },
  "serviceLayers": {
    "artifactFormats": [],
    "policies": [],
    "crud": {},
    "roles": []
  },
  "legacySource": "/models/docs/economy/C8-insurance-and-risk-pooling.md",
  "migrationNotes": [
    "Findings, questions, artifacts, CRUD rules and access roles are not explicit in this legacy version."
  ]
}