Credit Debt & Financial Instruments
Loans, bonds, equity, collateral, holdings
Bundle → Layer → Finding → Questions Incomplete
4 bundles · 8 layers · 0 findings · 0 questions
instrument What the claim is
instrumentTypes
loans, bonds, equity, guarantees and their defining terms
identification
external identifier schemes for instruments and parties
lifecycle How instruments live
issuance
creation of instruments and their initial allocation
servicingAndActions
interest, repayment, corporate actions and maturity
position Who holds and who owes
holdings
the asset side of positions per holder
obligations
the liability side per obligor with amounts and due dates
collateral What secures the claims
pledges
assets pledged against obligations
valuation
marks and margins applied to pledged assets
Note: Legacy card: layers named, findings and questions never written.
Classifiers Filled
- Family
- World Models
- Category
- Society, people and institutions
- Entry kind
- category-split-required
- Navigation path
- NAV.SOC.ECO.INS2
- Domain
- SOC.ECO.INS2
- Industry
- Cross-industry
- Tags
- creditsecuritysoc.eco.ins2
- Also called
- F8
What it is Derived, awaiting review
This meta-model describes claims and obligations expressed as instruments: loans, bonds, equity and similar contracts, their issuance into existence, the holdings and obligations they create between parties, the schedules that service them, the collateral that secures them, and the corporate actions that modify them.
Note: First sentence of the legacy card introduction.
Why it exists Filled
Loans, bonds, equity, collateral, holdings
Distinguishing features Derived, awaiting review
- It is its own model because instruments have lifecycles (issuance, servicing, transfer, default, maturity) and inherently bilateral position semantics.
What robots and AI may and may not do Missing, in the backlog
Not described yet. This gap is in the card backlog.
Moral aspects Missing, in the backlog
Not described yet. This gap is in the card backlog.
Owners Filled
Steward
Stewardship is bilateral: the issuer stewards the instrument and obligation records, the holder stewards its holdings, and each sees the shared position only through the bilateral contract.
Links to other meta-models Filled
references
- world.agreement - every instrument is anchored to the recorded agreement that creates its obligations.
- world.money - interest, principal and settlement flows are payments in the money model; amounts COMPOSE the F2 money value object.
- world.landParcel - mortgage pledges attach to identified parcels and their registered rights.
- world.person - natural persons as holders and obligors, resolved by reference.
- world.organization - issuers, obligors and intermediaries as organizations.
requires
- vr.wm-xct-014
What else AI and robots need to interact with it Incomplete
Identity and identifiers required Derived, awaiting review
- financialInstrument: a claim contract in a defined form; key attributes: instrumentType, identifier (ISIN/FIGI), currency, terms.
Direct properties not applicable Not applicable
Not applicable
Institutional or informational subject: no invented physical properties.
Recognition optional Missing, in the backlog
Not described yet. This gap is in the card backlog.
Capabilities and actions required Derived, awaiting review
- instrumentIssued: an instrument came into existence and initial holdings were allocated.
- interestPaid: a servicing flow was paid on schedule or otherwise.
- principalRepaid: outstanding principal was reduced.
- holdingTransferred: an asset position moved between holders.
- collateralPledged: an asset was pledged against an obligation.
- collateralReleased: a pledge was discharged.
- defaultRecorded: an obligor failed to meet a due obligation.
- instrumentMatured: an instrument reached the end of its life and positions closed.
Legacy events listed as state transitions.
Hazards and failure modes optional Missing, in the backlog
Not described yet. This gap is in the card backlog.
Standards and interfaces required Derived, awaiting review
- bilateralPositionAccess: issuer and holder each read their own side of a position; neither sees the other's full book.
- collateralStatusVerification: a party with a legitimate interest verifies whether an asset is already pledged.
- aggregateExposureStatistics: sector and territory level exposure aggregates with all parties anonymized.
- holderPortfolioView: one holder's instruments, holdings and expected flows; omits other holders and issuer internals.
- issuerLiabilityView: one issuer's outstanding instruments, obligations and schedules; omits holder identities beyond what the register requires.
- systemicAggregateView: anonymized totals of debt stock, maturity walls and collateral coverage for analysis; omits all position identity.
Context of use required Filled
- Access follows the catalogue's S1/S2 ownership and access models, anchored to the underlying R2 agreement, with position access audited via S4.
Sources Missing, in the backlog
Not described yet. This gap is in the card backlog.
Open questions
- Superseded by a researched world model? Map this legacy card to its successor or retire it.
Machine files
Provenance
legacy MMAS card (world-models v0.2) · legacy
Built from: models/world-f8-credit-debt-and-financial-instruments/spec.yaml, models/docs/flows-resources/F8-credit-debt-and-financial-instruments.md